There is an excessive amount of traffic coming from your Region.

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Auto Dealer Options to Avoid

Most anyone who has purchased a new car has found themselves in this situation: You spend hours haggling with the salesperson and sales manager to get the price of the car somewhat close to what you were looking to pay. Maybe you’ve managed to get the payments close to what you wanted and you’re satisfied enough to sign on the dotted line and agree to the deal.

When you walk out of the finance department, your $425 monthly payment is now $482. What happened?! What happened is that you went into the finance department just to sign some papers and you got sold. Sometimes the greatest profit for an automobile dealership comes from the items the finance person sells you on the “back end”. Unfortunately, most of these items are expensive, provide little purpose and do nothing to increase the value of your car.

Some of these unnecessary items include:

Undercoating – Contrary to popular belief, this is NOT rustproofing! Most cars shipped these days already have that from the manufacturer. You are purchasing “sound deadening” spray. The price ranges from several hundred up to a thousand dollars. It does nothing to inhibit rust!

Fabric Protectant – You can pay up to several hundred dollars for this. Do yourself a favor. Decline this and go buy a can or two of fabric protectant from an auto parts store. Follow the directions and the protection to your fabric will be as good or better than what you would pay for from a dealership.

Extended Warranties – You may want to consider this if the car you are buying is pre-owned, but read the fine print! Often times the items that are covered are not likely to wear out, and there could be deductibles and shipping charges for parts that would make the contract virtually worthless. On a side note, if you do purchase these warranties and you sell or total your car, be sure to apply for a pro-rated refund!

The bottom line here is to keep your wits about you when in the finance department. Stay firm and don’t get talked into anything!

The Seven Deadly Sins of Advertising

Sin No. 1And in many ways this is the biggest sin of them all!
The total lack of genuine accountability and effectiveness. More and more evidence is emerging that there is ample justification for questioning a major advertising pretension that it does, indeed, work at all!The repetitious cry and certain belief that “creativity” is the answer to all marketing problems – it isn’t and frankly never really has been.It’s a given that all human knowledge is provisional but it is also incremental, the sum of what we know to day is far greater than thirty years ago – with, possibly, the sole exception of marketing/advertising. Nothing new has been added to the armory of advertising…no debate is taking place as to where to go next! Perhaps that is because there is no place else to go!However to day it is still an article of faith among advertising people that advertising will not change because “it works”!Facing the painful truth is the first essential step in devising a sensible strategy for the perpetuation of advertising. And the painful truth is “Advertising no longer works”!Sin No 2.Is it because that, for financial reasons, you do not want to address the problem of clutter…because it is a huge and growing problem which contributes to the declining effectiveness of all advertising.
The poor old customer, or in advertising speak, Consumer, does not want to take delivery of even more messages, after all they do not appear to be taking much notice of the messages that exist already!
The advertising world has dehumanised and depersonalised the process of communication and very little evidence of consideration of the consumer exists.Sin No.3You just don’t listen, whenever some well meaning person dares to question the “Advertising Works” article of faith, down comes a torrent of abuse, and the fact is it can only be a torrent of abuse because you do not have a solid fact to support your spurious claims. Listen to your Clients:
As one large Client recently explained: “In to day’s marketing landscape, building a brand is about a whole lot more than advertising. An advertising agency alone cannot deliver everything we need – even though agencies may claim to deliver this, it’s a myth”.
Or even listen to people closer to home:
Derek Morris, Chairman and chief executive of ZenithOptimedia attended “Media 360 Conference” in Wales. In a long letter in MediaWeek, he said, among other things, “But what are the lessons to bring home from South Wales? What should we actually do? And there, in the final session, reality caught up when the Client told us to “Change before you are dead”.Sin No.4If you don’t want to listen then for Heavens sake forget the glorious past.
Your current model of advertising was developed in the Sixties when product choice was much more limited and people were easier to stereotype into categories like income, sex and class. It was much easier for advertisers to target people and bombard them with sales messages.Today’s marketplace is different and all the old certainties are gone. To be effective in your communications it is sound advice to start with the premise that you know nothing about the people that you believe your product is aimed at.You all have become too parochial, too introspective, too convinced by your on hyperbole.Sin No.5Stop this insane rush onto Web 2.0 it is not a medium intended for mass advertising, and, as has been recently established, “Users became more or less desensitised to the Advertising”That was recently said of advertising on social networking sites.Clients are experiencing fast diminishing returns on their social networking ad investments.Clients are expressing disillusionment.Web marketers, ranging from Google at the apex of the ad triangle to the mass of small companies are showering social-networking sites with ad dollars without getting their hoped-for returns.The question is not “Has the advertising model broken”? The question now is “What are we going to replace it with”?The complacency of the IPA is overwhelming, they appear not to be doing anything to answer the increasingly strident complaints.Complaints such as, clutter, and here the irony is that advertising agencies appear to think that placing more advertisements is the way to solve clutter!Complaints such as lack of accountability, to day, and after fifty years of extensive advertising, there are no reliable figures available on audience measurements.And most certainly there are no effective studies as to the effectiveness of advertising…on sales…. As a return on ROI…and much more.To day it is more important that a close investigation as to the suitability of advertising on Web 2.0 be undertaken instead of rushing onto the Net and ignoring all the signs. These are that it is a highly unsuitable medium for advertising.After all it is “The Wild West” where anything goes!Sin No.6Your inability to move very rapidly into the post-advertising mindset is caused by you being unable to recognise Sins 1 through 5 above.Astonishingly, a sizeable percentage of marketers and marketing-service leaders seem mired in the advertising mind-set.The Cannes Lions Festival still celebrates ads-a position, one suspects, roughly equivalent to the Cannes Film Festival honouring silents. The One Show held two concurrent programmes this year-one for conventional ads, another for online. (One wonders who in this mix felt like a second-class citizen).In a transparent world, the power of an “ad campaign” to change minds is strictly limited, and getting more so every day. It’s way past time for the industry’s leaders to get naked and reinvent advertising…it they can!Sin No.7Your complete and utter lack of understanding of the word “communication” together with a lack of appreciation as to what can, and does, stifle effective communication.All advertising is a form of learning whereby the advertiser is asking people to change their behaviour after learning the benefits of the products or services on offer. However, we all tend to filter out information, which we do not want to hear. This clearly alters the effectiveness of conventional advertising in quite a dramatic way.The final purchase decision is invariably a compromise and this leads to a certain amount of anxiety; the worry that perhaps the decision was not the best or the right one. In order to minimise this anxiety the purchaser seeks to reinforce their choice and begins to take more notice of their chosen product’s marketing communications.Due to a lack of understanding of the communication process we have created a media society during the past 40 or 50 years, where the whole process has been de-humanised.There is now an extraordinary reduction in interaction because conventional advertising and marketing have become a one-way practice whereby information is disseminated in a passive form.So what are you going to do about this?

Playing Online Poker For a Living – 4 Simple Tips That Can Help You Play Cards For a Living

Card game addicts can soon start dealing out cards no matter where they are, before you could even say “Indiana Jones”. These people love this game, and no matter what, they will always find a plain simple excuse to play it. Some play online for a livingIf you are quite in their league too, it is no wonder if your fingers itch all the time to try out your luck and fortune at the card games. Well, the solution to itching fingers is only a few clicks away. You can find many web sites where you can play poker online and also win money if you are a host to good fortune and tricky skills.Card players find it easy to play card games online, since here, the ambience is quite relaxed and quiet. You never know with whom you are playing. It could be an old man or woman, or a child as well! But one thing is for sure- here no one will be able to peep and have a look as to whether you have a winning hand or not. Here, no one is there to rush you, no one to call the shots but you. But even though this seems as if the rules here are quite easy and relaxed, actually, they are not. You have to abide by certain laws which if you neglect, will result in your disqualification.o Before you start to play, you must try to decide if you are willing to play poker for your entire income. To do this, you will have to look back at the games that you played in the past, and how you handled your bankroll after a big win. Did you jump into the stakes or invest your winnings?o Then again, if you had never the chance to see so much money while playing poker, but lost about ten tournaments in a row, you have to remember what your action was. Did you move down or up in stakes? These reactions of yours are necessary to judge whether you will be able to make a living on poker.o The main trick is not how much money you win, but how you win it. When you do not have a winning hand, you have to see that you lose very little of cash. But when you have the best hand, you have to try to call the right shots at the right time to milk in a lot of money out of your opponent’s pockets. To maneuver the game carefully you have to assess the situation accurately and rely on your gut instincts.o Another key skill that you need to hone is patience. You might be able to rely on your instincts, and make quite sharp decisions at the crucial moments in the game; you might be able to calculate thoroughly the result of every move of every player around the table; you might be able to tighten your purse strings when you have no winning hand, and get the best odds to win the most when you turn out to be the lucky one, but there is still a chance that someone might come about and upset your plan and shatter it to rubbles. During these times, it is necessary that you do not lose your head, but start to build another plan, so as to win back what you have lost.These rules will help you to get to the very peak where you can earn a lot of money, and there will be no stopping you as well. Remember, rules are important in a game, so that you do not get disqualified, and you can always use them to your advantage.